We’ve all heard the optimistic phrase “when life hands you lemons, make lemonade”. Well, the gist this phrase can apply to the current bear market. Even though the market has fallen about 20% from it’s October peak, there’s still an opportunity to make those losses less painful. How’s that? If you qualify, and it makes [...]
Roth IRA Conversion
I’m a big fan of the Roth IRA. I think it’s one of the best retirement savings tools available to the individual investor, and I always try to take advantage of it when I can. But, there were times when I couldn’t contribute. Back in May of 2006 there was a pretty significant change to [...]